Time is money. Personal Health Advocates help members navigate through insurance and healthcare systems. Health Advocate Plus includes:

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HEALTH ADVOCACY

• Untangle medical bills and insurance claims

• Clarify benefits and answer questions about tests, treatments and medication options

• Coordinate care among multiple providers

• Assist with eldercare and related healthcare issues

• Arrange second opinions and transfer medical records

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MEDICAL BILL SAVER™

• Skilled negotiators will attempt to negotiate discounts on medical and dental bills

• Negotiate payment arrangements with providers and find options for non-covered services

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NURSELINE™

• Registered nurses ready to answer calls 24/7/365

• Detailed information on a range of concerns including appropriate treatment options for minor emergencies or illnesses

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HEALTH COST ESTIMATOR+™

• Pricing estimates for doctors, hospitals and other facilities nationwide

• Cost comparisons for hundreds of medical services by ZIP code

• Estimates generated using client-specific data complemented by a national database

• Includes real-time, out-of-pocket estimates and employee benefits status

• Features quality indicators, safety scores and patient reviews